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| http://creditfederal.com/article |
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Avoid Over Limit Fees
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| In a previous article, we warned how some credit card companies were reducing maximum charge limits as they faced high risks of default in a trouble economy. Unfortunately, this jeopardizes many cardholders by making them closer towards exceeding their max charge limits. Here are ways to prevent going over-limit. |
| Fri, 04 Jul 2008 00:00:00 CDT |
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Subprime Credit Card Lawsuit
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| The Federal Trade Commission (FTC) files a lawsuit against CompuCredit and Jefferson Capital for its marketing of a subprime credit card. Will this end bad credit cards altogether, leaving only platinum rewards cards that only the rich and affluent will qualify for? If so, how will poor credit consumers be able to obtain an unsecured credit card to rebuild credit? |
| Sun, 22 Jun 2008 00:00:00 CDT |
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Instantly-Approved-Pre-Pay-VS-Platinum Rewards
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| With multitudes of card offers; ranging from instantly approved pre-pay cards to no deposit platinum rewards cards, how do you choose the best credit card? Before you compare perks and benefits, first weed out cards that may not help you. |
| Sun, 15 Jun 2008 00:00:00 CDT |
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ATM Debit Card Fraud Tips
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| In support of ATM & Debit Card Safety Awareness month, PULSE; a Discover card product, offers tips on ATM and debit card use for privacy protection and to prevent fraud. |
| Thu, 12 Jun 2008 00:00:00 CDT |
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Keep Credit Card Accounts
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| With high risk loans outstanding and the threat of federal legislation on the horizon, credit card companies are closing some customers' credit card accounts in an attempt to save money. |
| Wed, 14 May 2008 00:00:00 CDT |
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New Credit Card Company Rules Regulations
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| The federal government is proposing new credit card company rules and regulations to ensure cardholder fair treatment, particularly bad credit cards. Unfortunately, this may create higher interest costs for good credit people and no credit card offers for poor credit people. |
| Wed, 14 May 2008 00:00:00 CDT |
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Credit Card Fair Fee Act
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| Credit Card Fair Fee Act takes on Visa and MasterCard credit card companies to help business merchants negotiate transaction processing costs. |
| Sun, 23 Mar 2008 00:00:00 CDT |
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Bad Credit Card Issuers or Bad Practices?
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| As the mortgage industry reels and tries to recover, attention is also being cast towards credit cards, the issuers and the cardholders. Will sub-prime, bad credit cards follow the same path of destruction as the sub-prime mortgages? |
| Sat, 15 Mar 2008 00:00:00 CDT |
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Bad Credit and Credit Cards
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| While bad credit people can get credit card approval but at higher rates, now even good credit people are seeing interest rate increases. |
| Thu, 06 Dec 2007 00:00:00 CST |
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Credit Cards and Credit Reports
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| Certainly credit report scores decide if you get approved for a credit card and the interest rate you will pay, but what about future rate changes? |
| Thu, 06 Dec 2007 00:00:00 CST |
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Purchased and Free Gift Cards
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| Some credit cards offer the ability to earn free gift cards, or you can buy gift cards directly from retailers. |
| Mon, 12 Nov 2007 00:00:00 CST |
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Christmas Credit Card Shopping
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| Get shopping rewards through special Christmas credit card offers. |
| Fri, 09 Nov 2007 00:00:00 CST |
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UK Credit Card Rate Increases
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| More than one UK credit card company is increasing rates and fees. |
| Wed, 07 Nov 2007 00:00:00 CST |
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Gift Credit Card Shopping
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| Tips for Choosing the Best Gift Credit Cards for Holiday Shopping. |
| Mon, 29 Oct 2007 00:00:00 CDT |
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Personal Gift Credit Cards
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| Personal gift credit cards can offer more wow than simply giving cash. |
| Sat, 27 Oct 2007 00:00:00 CDT |
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Baddest and Best Credit Cards
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| J.D. Power and Associates' ratings of the baddest and best credit cards. |
| Sun, 14 Oct 2007 00:00:00 CDT |
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Poor Credit Card Application
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| Poor Credit Score? Credit card applications to choose. |
| Thu, 11 Oct 2007 00:00:00 CDT |
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Credit Card Savings Accounts
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| Rewards cards offer automatic deposit savings accounts. |
| Mon, 01 Oct 2007 00:00:00 CDT |
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New Credit Card Offers
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| There are new credit card offers; green is now added to silver, gold, platinum and titanium. |
| Fri, 28 Sep 2007 00:00:00 CDT |
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Credit Card Interest Rate Cut Impact
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| What impact does the recent federal interest rate cut have on credit cards? |
| Tue, 25 Sep 2007 00:00:00 CDT |
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Not Good Credit Cards
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| Five major credit card issuers come in second to credit union card offers. |
| Fri, 31 Aug 2007 00:00:00 CDT |
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Where Have Bad Credit Cards Gone
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| Sub-Prime (Bad Credit) Credit Card Offers seem to be vanishing from the internet. |
| Wed, 29 Aug 2007 00:00:00 CDT |
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Bad Credit Card Marketing
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| Bank settles bad credit card marketing allegation of a fee nearly the credit line amount. |
| Mon, 20 Aug 2007 00:00:00 CDT |
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Prevent Debit Card Fraud
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| Because of their convenience and power, debit card holders are potential scam victims. |
| Sun, 05 Aug 2007 00:00:00 CDT |
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Compare Credit Cards
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| Browse and compare credit cards according to rewards, APR interest rates and consumer ratings. |
| Mon, 30 Jul 2007 00:00:00 CDT |
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Top Credit Card FAQs
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| Review Credit Federal's Top Credit Card FAQs, with basic tips for secured and unsecured credit cards. |
| Fri, 15 Jun 2007 00:00:00 CDT |
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Bill On Credit Card Bills
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| Proposed legislation would outlaw some credit card billing and interest rate practices that critics say confuse consumers and can push them deeper into debt. |
| Mon, 21 May 2007 00:00:00 CDT |
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Credit Card Use
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| Credit card use for maximum score results, or as a one time use credit card purchase. |
| Sun, 25 Feb 2007 00:00:00 CST |
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Free Credit Card Services
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| Credit Federal announces new, free credit card services for consumers. |
| Thu, 14 Sep 2006 00:00:00 CDT |
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Credit Card Survey
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| A Credit Card survey shows that credit cards are being used more and more, even for small purchases. |
| Thu, 14 Sep 2006 00:00:00 CDT |
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Diners Club Credit Card
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| Diners Club wins the best Affinity/Charge Credit Card Program 'Freddie' Award. |
| Thu, 04 May 2006 00:00:00 CDT |
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Visa Promotes Small Purchases
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| According to Visa, the bulk of credit card transactions are for purchases of $25.00 or less. |
| Wed, 12 Apr 2006 00:00:00 CDT |
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MasterCard Small Business Survey
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| A survey of small businesses conducted by MasterCard reveals 84% of small business owners don't believe they will be victims of natural disasters, whereas 77% believe they are not fully prepared. |
| Wed, 12 Apr 2006 00:00:00 CDT |
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Discover Card ATM Acceptance
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| Discover Card is now accepted at 58% more ATMs nationwide. |
| Wed, 12 Apr 2006 00:00:00 CDT |
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Discover Card Fraud Protection
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| Discover Card was ranked Best-In-Class for online fraud protection service and information. |
| Wed, 05 Apr 2006 00:00:00 CDT |
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Discover Card Ranking
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| Keynote Systems ranks Discover Card number one for online customer experience in the credit card industry. |
| Thu, 30 Mar 2006 00:00:00 CST |
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American Express Membership Rewards
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| American Express Membership Rewards Program offers unique rewards to members, retail and travel partners. |
| Thu, 30 Mar 2006 00:00:00 CST |
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Visa Contactless Mini Card
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| Visa created a mini card to make paying faster and more convenient. |
| Tue, 28 Mar 2006 00:00:00 CST |
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MasterCard Card Promotions
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| New MasterCard Programs. MasterCard announces two new promotional programs: "MasterCard Monthly Bonus Sweepstakes", and "Small Business Zero Liability" |
| Thu, 23 Mar 2006 00:00:00 CST |
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Secured Credit Card Shopping
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| When shopping for a secured credit card, there are many important terms to review before applying. |
| Sun, 12 Mar 2006 00:00:00 CST |
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Credit Card Approval
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| Looking for credit card approval? Read this article about getting approved and using your new credit card. |
| Mon, 06 Mar 2006 00:00:00 CST |
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Credit Card Fine Print
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| It's difficult, and boring, to read credit card fine print, but it is definitely a necessary evil that should not be taken lightly by consumers. |
| Sat, 04 Mar 2006 00:00:00 CST |
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Credit Cards with Rewards
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| Credit Cards With Rewards Are Worth a Look |
| Wed, 04 Jan 2006 00:00:00 CST |
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Cash-Back-Credit-Card
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| A Cash Back Credit Card is like having a bank savings account, and you can accrue some fabulous interest by comparison. Apply for a Cash Back Credit Card |
| Sun, 27 Nov 2005 00:00:00 CST |
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Gas Credit Card
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| Offset gasoline costs with a gas credit card. Earn rewards or cash back on gas purchases from Shell, Exxon, BP and Hess. |
| Mon, 14 Nov 2005 00:00:00 CST |
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Student Credit Card
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| Apply online and learn the benefits of a student credit card. Click below to read our article and to submit an online application |
| Sun, 06 Nov 2005 00:00:00 CST |
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Secured Credit Card
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| What is a secured credit card, and what benefits does a secured card offer? |
| Sun, 06 Nov 2005 00:00:00 CST |
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Prepaid Credit Card
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| Apply online, and learn he Benefits of a Pre-paid Credit Card. Read our free article: |
| Sun, 06 Nov 2005 00:00:00 CST |
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Preapproved Credit Card
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| Learn what is a preapproved credit card and apply online. You may already be pre-approved. Read our credit card article: |
| Sun, 06 Nov 2005 00:00:00 CST |
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Platinum Credit Card Prequalification
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| Why is a platinum credit card only for good credit people? Read our credit card article to learn about prequalification. |
| Sun, 06 Nov 2005 00:00:00 CST |
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No Deposit Credit Card
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| No deposit credit card: Apply online, and read our credit card article: Click Below to continue... |
| Sun, 06 Nov 2005 00:00:00 CST |
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Debit Card
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| A debit card offers many conveniences. Read and Apply online for a debit credit card. Click Below! |
| Sun, 06 Nov 2005 00:00:00 CST |
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Benefits of Credit Cards
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| Enjoy credit card benefits and perks, ranging from free airline miles, rebates, to cash back credit card incentives and rewards. |
| Sun, 06 Nov 2005 00:00:00 CST |
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Christmas Credit Card
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| Christmas credit card and shopping tips. Best Christmas gifts are low interest credit cards. But use it safely! Read our free Christmas Card Shopping Tips, and apply for your Christmas charge card. Click to Read More! |
| Sun, 06 Nov 2005 00:00:00 CST |
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Balance transfer credit card debt
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| How to balance transfer credit card debt... High credit limit unsecured credit cards require excellent credit because of the issuer's financial risks and acceptance of existing debt (balance transfer) from another credit card. READ THESE IMPORTANT TIPS IN THIS ARTICLE- |
| Sun, 06 Nov 2005 00:00:00 CST |
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ATM Card
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| What is an ATM card? Author: Credit Federal. An ATM card used in an automated teller machine (ATM) to access a credit or a debit account to complete banking inquiries and fund transfers between accounts. Read more about ATM Card benefits, and apply online... |
| Sun, 06 Nov 2005 00:00:00 CST |
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Types of Credit Cards
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| Different Types of Debit, ATM and Credit Cards Although you might think that credit cards, charge cards, ATM cards and debit cards are basically the same thing -- a way to make purchases or get cash -- they are quite different. In order to use these cards wisely, you should know what each one is and how it differs from the others. |
| Sun, 06 Nov 2005 00:00:00 CST |
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0 interest credit card
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| Major credit card issuers, such as American Express, Chase, Discover, MasterCard and Visa, offer 0 intro credit cards for an introductory period. These types of cards are generally unsecured platinum credit cards with high credit limits, and only people with good to excellent credit can get approved. High credit limit platinum credit cards require above average credit because of the issuer's financial risks. The credit card issuer evaluates their risk by reviewing your credit report to see if you have been paying obligations, including other credit card payments, on time. |
| Fri, 04 Nov 2005 00:00:00 CST |
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What kind of card can I qualify for?
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| Have a difficult time choosing a credit card so you just apply for a lot of cards? Don't jeopardize your credit score and make bad credit even worse. |
| Tue, 11 Oct 2005 00:00:00 CDT |
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Guaranteed Platinum Credit Card - Unsecured Credit?
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| Article: Platinum Guaranteed Credit Card - Unsecured Credit?The Fed has raised interest rates, prompting consumers to flock online to search for a lower interest rate credit card. Unfortunately, as consumer debt increases, many of these consumers do not qualify for a 0 interest balance transfer due to bad credit.Typically, what bad credit consumers are finding online when they search for an instant approval or guaranteed platinum credit card, are "Shopping" cards. Unknowingly, many of these consumers apply thinking they are getting a true-to-life platinum credit card, because they are being marketed as a "Platinum Unsecured Credit Card". In actuality, these cards offer an "Unsecured line of credit".What's the difference?An unsecured line of credit is the ability to make purchases on credit, and to re-pay over time. Sounds just like a typical credit card, right? Wrong. The difference is that the issuer allows purchases only from a select vendor(s), either from an online resource or through an offline catalog.While this type of credit card offers the ability to make purchases on credit like a typical credit card, it can't be used for making purchases at local retail stores, restaurants, nor to book airline or motel reservations. And it certainly doesn't offer any type of balance transfer from existing credit cards, nor cash back or rewards as offered by major platinum credit card issuers.So why are shopping cards being marketed as platinum credit cards? Mainly because they offer a high unsecured line of credit, like those major platinum credit card issuers offer to new members with a fair credit rating. For example, the USA Platinum Plus shopping card offers a $7,500 unsecured line of credit, whereas typical unsecured credit cards (the type that allows purchases anywhere the card is accepted), offer a limited credit line. When compared to the Rewards660 Card; an unsecured credit card for people with troubled credit, it offers only an initial $250 unsecured credit line.The benefits of a platinum shopping credit card?If you have bad credit, such as late payments, bankruptcy, or no credit score, it's not likely you'll get approved for a platinum credit card from major issuers such as Discover, American Express and Chase. But a shopping card accepts most anyone with no credit check. And although it doesn't offer the perks such as frequent flyer miles or cash back, some guaranteed platinum credit card issuers offer other rewards, such as free merchandise when you accept the card. You can't use the card for purchases beyond those allowed, nonetheless you do receive an unsecured line of credit to make purchases from the issuer's vendor(s). This can be helpful, particularly during times when you need credit but can't get it, like during Christmas or to buy birthday gifts. Also, many of these cards will report your timely payments to a major credit bureau to help you improve your credit score so one day you may qualify for a true-to-life platinum credit card.As with any online application, applicants should read the full Terms and Disclosure before applying, so they will know exactly what is being offered, plus any fees that may be charged.Click Here for a *Guaranteed Platinum Credit Card*See website for terms and conditions Benefit of a *guaranteed platinum credit card:Although it cannot be used like a typical credit card, it does offer an unsecured line of credit. This makes it convenient to buy merchandise in situations where you do not have adequate cash on hand or any other type of credit.Browse Credit Federal to find the card that's right for you. You can find a bad credit credit card with *guaranteed approval, a gold credit card, and even a platinum credit card from major card issuers. Apply for a Credit Card |
| Mon, 10 Oct 2005 00:00:00 CDT |
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Choosing a credit card right for you.
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| Article: Choosing a Credit Card Offers - which is best and best for you? Not only are there different issuers, there are many different types of credit cards, so how do you choose a card that's right for you? |
| Mon, 10 Oct 2005 00:00:00 CDT |